1309 Coffeen Ave STE 16631, Sheridan, WY 82801, USA
Last updated: 4/04/2025
By using, accessing, or ordering products from this Website, you hereby agree to all of the following terms.
Your access to and use of our website (the "Site") is subject to the following terms and conditions, which may be updated by us from time to time without notice to you. You may review the most current version of the terms and conditions at any time by visiting this link as well as the Site's posted Privacy Policy. By accessing and browsing the Site, you accept and agree to, without limitation or qualification, the terms and conditions, Privacy Policy, and acknowledge that any other agreements between you and AllCalls.io are superseded and of no force or effect with respect to your access and use of the Site.
AllCalls.io may require additional attestations, documentation, or compliance steps in response to changes in law or regulation. You agree to fulfill such requirements promptly to maintain access to our Services. Failure to comply with any additional regulatory requirements may result in suspension or termination of your account.
We may revise these Terms at any time by posting an updated version on our website and updating the “Last Updated” date. In the event of a material change, we will notify you by email or by a prominent notice on the Site. By continuing to use our Services after any revisions become effective, you agree to be bound by the updated Terms.
1. You must be at least 18 years old to create an account and use AllCalls.io.
2. During account creation, we collect your First Name, Last Name, Email Address, Phone Number, Password, and State Insurance License Information.
3. You must attest that you are a duly licensed agent and represent that you possess the legal authority to purchase and sell any and all products offered over the phone while utilizing the AllCalls.io platform, including but not limited to insurance products, financial instruments, and any other regulated goods or services. This includes, but is not limited to, any required insurance products, contracts, licenses, or training. By attesting to your licensure and authority, you confirm compliance with all applicable laws, regulations, and industry standards.
4. AllCalls.io reserves the right to verify the accuracy of the information provided by you.
All user-generated content, such as reviews and comments, is owned by AllCalls.io. Redistribution or reuse of this content by other users or third parties is prohibited.
You are prohibited from:
AllCalls.io reserves the right to monitor calls and may terminate, suspend your account or adjust qualifying timers if there is evidence that you have engaged in conduct designed to circumvent the qualifying timers or otherwise avoid valid lead charges.
AllCalls.io reserves the right to terminate or suspend your account for any reason, including but not limited to violations of these Terms of Service, violations of the Prohibited Conduct section (e.g., circumventing qualifying timers), or engagement in fraudulent activities.
We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice. You agree that we shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Services.
To request a refund please contact support at [email protected]
1. You can deposit funds into your account. Unused portions of these deposits are refundable within 3 months of purchase. Refunds will be issued to your credit card within 3 business days. Please note that processing fees are non-refundable.
2. Purchased leads are entitled to refunds under specific conditions:
1. The pricing and duration of calls under this Agreement vary based on call type and are subject to modification at the sole discretion of AllCalls.io. Each call type may carry a different rate. AllCalls.io reserves the right to alter existing call types, introduce new call types, or modify the pricing and qualifying timers at any time without prior notice.
2. When a call meets or exceeds the stated qualifying timer for that call type, you will be billed at the corresponding rate. The current rates for each call type are posted on our website and in your account dashboard. These rates may be updated from time to time at AllCalls.io's sole discretion.
3. All purchases will appear on your credit card statement as "ALLCALLS.IO".
AllCalls.io may record or monitor phone calls for quality control, training, and dispute resolution purposes. By using our Services, you expressly consent to the recording and monitoring of phone calls, in compliance with applicable laws. You are responsible for ensuring that you also comply with any state or federal laws requiring consent or disclosure of call recording to the other party.
You can view your account balance, transaction history, and statements at any time through your AllCalls.io account dashboard. This includes details on deposits, calls billed, refunds, and any other transactions.
Your behavior is tracked for analytics, and data might be shared with third parties for analytical or marketing purposes. Please refer to our Privacy Policy for more details.
We use commercially reasonable measures to protect your personal information, but cannot guarantee its absolute security. For more details on how we collect, store, and use your data, please review our Privacy Policy.
You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to immediately notify AllCalls.io of any unauthorized use of your account or any other breach of security. AllCalls.io will not be liable for any loss or damage arising from your failure to safeguard your credentials.
Any dispute or claim relating in any way to this agreement shall be resolved by binding arbitration administered by the American Arbitration Association in accord with its Commercial Arbitration Rules (visit www.adr.org or call 800-778-7879). The arbitrator shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this agreement. The arbitrator shall not conduct arbitration as a class or representative action. You acknowledge that this agreement is a transaction in interstate commerce governed by the Federal Arbitration Act. You agree to waive any right to pursue any dispute relating to this agreement in any class, private attorney general, or other representative action.
The Site does not provide medical advice and is not engaged in rendering medical or professional services or advice, and the information provided on the Site is not intended to replace medical advice offered by a health care provider. We strongly recommend that you promptly consult a physician or professional health care provider prior to the use of any product. Neither the product nor the ingredients in the product have been approved or endorsed by the FDA or any regulatory agency for the treatment of obesity or to cause weight loss.
If you participate in our affiliate or referral program, you must comply with all program guidelines, including rules on advertising, disclosures, and payouts. AllCalls.io reserves the right to withhold commissions or terminate your participation if we determine, in our sole discretion, that you have violated any provision of these Terms or the specific affiliate program terms.
You are responsible for any applicable taxes or fees arising from your use of the Services, including any sales, use, or value-added taxes, unless otherwise stated. AllCalls.io is not liable for calculating or remitting such taxes on your behalf, unless explicitly required by law.
1. AllCalls.io does not guarantee the website or app's error-free operation or the validity of any information provided. We also don't guarantee successful sales from our leads or genuine interest from prospects on calls.
2. The primary purpose of the AllCalls.io platform is to facilitate the sale of calls to licensed insurance agents. Through the use of our platform, agents have the ability to accept calls and engage in conversations with consumers who may express interest in obtaining a quote or information regarding specific product types, including but not limited to various insurance products. However, AllCalls.io does not guarantee that any prospective customer will make a purchase or demonstrate genuine interest in the products or services discussed. You acknowledge and agree that the ultimate decision to purchase lies solely with the consumer, and AllCalls.io bears no responsibility for the consumer's level of interest or purchasing actions.
3. AllCalls.io disclaims all liability for any violations of the Telephone Consumer Protection Act (TCPA) and similar laws that may have occurred prior to the connection of the prospect to you. You are solely responsible for ensuring full compliance with all applicable laws and regulations, including but not limited to the TCPA, when engaging with prospects through the AllCalls.io platform.
You must verify that you have obtained proper consent from consumers before initiating any contact. Additionally, you are required to maintain accurate records of such consents and all interactions with prospects. By using our platform, you acknowledge and agree to assume all responsibility for such compliance and hold AllCalls.io harmless from any claims, damages, or liabilities arising from your interactions with prospects.
You agree to indemnify and defend AllCalls.io against any claims, damages, or expenses, including legal fees, arising from your failure to comply with TCPA and other relevant laws. Prohibited practices under these laws include, but are not limited to, unsolicited telemarketing calls, use of automated dialing systems without consent, and calling numbers on the Do Not Call registry without proper authorization.
To ensure compliance, you must complete mandatory training and certification in TCPA regulations as provided by AllCalls.io or a recognized authority. AllCalls.io reserves the right to audit and monitor your activities to ensure adherence to these requirements.
4. AllCalls.io shall not be held liable for any actions taken by you or any third party during the course of using our services. You acknowledge that the use of our platform is at your own risk.
Additional Disclaimer for Calls and Products: AllCalls.io provides a technology platform that connects agents with consumers. Any statements, representations, or offers made by agents or agencies during phone calls are solely their own and do not reflect those of AllCalls.io. We do not endorse or verify the accuracy, legality, or suitability of any products or services discussed on calls. You acknowledge that AllCalls.io is not a party to transactions between you (the agent/agency) and any consumer, and we are not liable for any claims, damages, or disputes arising from or relating to the content of phone calls or the products/services offered. The agent or agency accepting a call is solely responsible for ensuring compliance with all applicable laws, regulations, and licensing requirements.
5. In no event shall AllCalls.io, its directors, employees, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, use, goodwill, or other intangible losses resulting from:
Nothing in these Terms is intended to, or shall be deemed to, establish any partnership or joint venture between you and AllCalls.io, constitute either party as the agent of the other, or authorize either party to make or enter into any commitments for or on behalf of the other. You acknowledge that you use the AllCalls.io platform as an independent, licensed professional, solely responsible for your own compliance and the products or services you offer.
No Guaranteed Results or Performance: By using the AllCalls.io platform, you acknowledge that AllCalls.io does not guarantee any specific business results, sales, or revenue. The effectiveness of calls or leads depends on numerous factors beyond AllCalls.io’s control, including but not limited to agent skill, market conditions, and consumer interest.
AllCalls.io shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including, but not limited to, acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fires, floods, accidents, strikes, pandemics, or shortages of transportation facilities, fuel, energy, labor, or materials. In such events, AllCalls.io’s obligations shall be suspended or postponed until such time as we are able to fulfill them.
While we use reasonable efforts to include accurate and up-to-date information on the Site, we make no warranties or representations as to its accuracy. We assume no liability or responsibility for any errors or omissions in the content of the Site. Without limiting the foregoing, everything on the Site is provided to you "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties.
Any "personally identifiable information" in electronic communications to the Site is governed by the Site's Privacy Policy which is posted on the site.
Our Service may contain links to third-party websites or services that are not owned or controlled by AllCalls.io. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. We do not take any responsibility for any information or claims that were made by other websites and encourage you to alert us if a website is making false claims and linking to our site or product at [email protected].
The content, layout, design, data, databases, and graphics on this website are protected by U.S. intellectual property laws. Unless expressly stated otherwise, no content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, or distributed in any way to any other computer, server, website, or other medium for publication or distribution without our prior written consent.
No waiver by AllCalls.io of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure by us to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.
These Terms, together with our Privacy Policy and any other legal notices or agreements published by AllCalls.io, constitute the entire agreement between you and AllCalls.io regarding your use of the Services. If any provision of these Terms is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions, which remain in full force and effect.
This agreement and its performance shall be governed by the laws of the state of Wyoming, United States of America, without regard to its conflict of laws provisions. You consent and submit to the exclusive jurisdiction of the state and federal courts located in Wyoming, in all questions and controversies arising out of your use of the Site and this Agreement. To the extent allowed by applicable law, any claim or cause of action arising from or relating to your access or use of the Site must be brought within two (2) years from the date on which such claim or action arose or accrued.